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Getting pre-approved for a mortgage is a simple three-step process.

Nothing about our financial markets last week was normal. From historically low mortgage interest rates to extreme stock market volatility, here's how it's all shaking out.

When most people ask, "will you sell my loan?" they really mean, "will you sell the servicing of my loan?" Here what's you need to know about the difference.

Your loan officer is the person who should hold your hand throughout the process of getting a mortgage. So how do you know if they have the experience necessary to do their job? It's easy to figure out with a little Internet sleuthing.

Some lenders are having pre-approvals fully credit-approved by an underwriter. Are these transactions more likely to close? Maybe. Maybe not.

It's important for the real estate agent and mortgage loan officer to have processes and procedures in place to discourage fraud. As such, a buyer's mortgage paperwork shouldn't pass through the hands of the REALTOR if it can be helped.

The real estate market in Port Townsend and Jefferson County (WA) is extremely competitive. Whether you're a first time buyer or are looking for the perfect retirement home, get pre-approved for your mortgage loan. Don't be like Dick!