VA Loans: They're Not the Spawn of Satan!
Sellers are not required to pay additional fees when a buyer is getting a VA loan. I promise!
Secure the best interest rate
You have many lenders to choose from. How do you make sure you're getting the best interest rate possible on your home loan?
Do new rules punish good credit?
Do new rules imposed by Fannie Mae and Freddie Mac penalize borrowers with good credit and large down payments?
Comparing Closing Costs
Beware! Some lenders may quote low interest rates with a high cost! Learn how to weigh points or loan fees, closing costs, and prepaid items.
Mortgage Shopping Tips
How do you know you're getting the best deal? Are all lenders the same? Here are a few shopping tips I share with my customers
Explaining Interest Rates and Points
Banks and mortgage companies don't have one interest rate we can offer every day. We have a range of interest rates available at different prices. The lower the interest rate, the greater the cost.
Down Payment Assistance Programs
A down payment assistance program provides a specific amount of money to a borrower that can be used for a down payment and/or closing costs.
Watch out for sales gimmicks!
Mortgage applications are declining and mortgage lenders are hungry! Some are turning to gimmicks or "incentives" to get your business.
The "New" HomePath
The "new" HomePath ReadyBuyer program might get your buyer $3,000 to use toward his closing costs.
What the heck is APR?
APR is the government's attempt to confuse you. Just kidding. Sorta.