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Emily Caryl Ingram - Leave the rat race, Join the human race.

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Current Customers

Do you already have a loan in processing?  Click here to learn how to keep the process running smoothly and ensure your loan closes on time!  Already closed on your mortgage loan?  This is the place to keep current on real estate trends, property taxes and more!

Is This a Bubble?

Market conditions can be absolutely bonkers sometimes, and now is one of those times. My customers often ask me if I think we're experiencing a bubble that's about to burst. It's a fair question, so I've put together this video with my thoughts on the discussion.
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Safety First!

If the coronavirus has taught us anything, it's that there are many methods to accomplish the same goal. Over the course of the last year, we've added processes and procedures to keep our customers and employees healthy. Let's review them!
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2020: The Year in Review

While 2020 absolutely had its fair share of challenges, it also created new opportunities for homeowners.
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Covid Lockdown: Take Two

How does unemployment and the latest lockdown affect your ability to qualify for a mortgage loan?
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Proud to be Your #1 Lender!

Thank you for making New American Funding the top lender in Jefferson County during Q2. But don't keep us to yourselves. Tell your friends, family and neighbors all about us!
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Should You Wait to Refinance or Buy a Home?

Will interest rates get lower? Should you wait to refinance or buy a home? I think the risks of waiting far outweigh the benefits of capitalizing on the current market.
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COVID-19 Causes Credit Overlays

To guard against buybacks, many lenders have instituted lending rules that are more strict than the guidelines established by Fannie Mae and Freddie Mac.
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Forbearance Facts and Your Time to Shine!

Hot topics in the mortgage industry this week include the truth about mortgage forbearance, amazing opportunities for home buyers, and the future of home loan lending.
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This Market is Unprecedented

Nothing about our financial markets last week was normal. From historically low mortgage interest rates to extreme stock market volatility, here's how it's all shaking out.
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How Low Will Mortgage Interest Rates Go?

The mortgage world is all atwitter about current mortgage interest rates. They're low. Really low. Why? One word: Coronavirus. Are we in for a global economic meltdown?
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  • Emily Caryl Ingram
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  • Call or Text:  360-301-7575

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©2025 Emily Caryl Ingram

Equal Housing LenderAll products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606. . © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.