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first time buyer

Should Buyers Talk to a Lender or REALTOR First?

Should homebuyers talk to a lender or REALTOR first? A Washington mortgage perspective on pre-approval timing, buyer readiness, smoother offers, and avoiding last-minute chaos.
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Best Home Loan Options in Kitsap County, WA

A Kitsap County mortgage guide for REALTORS: best loan options by buyer profile, down payment assistance pathways, USDA address checks, and how to set up clean approvals that win offers.
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Best Home Loan Options in Kitsap County, WA

Best Home Loan Options in Kitsap County WA
Buying a home in Kitsap County in the next 90 days? Here are the best mortgage options in Bremerton, Silverdale, Poulsbo, Bainbridge, Port Orchard and more. Plus who each option fits best.
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VIDEO: Ask Better Questions!

A bunch of cards printed with questions marks scattered on a table
Stop asking "What's your interest rate?" Start asking smarter questions. Watch this video to find out how.
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VIDEO: How NOT to Choose a Lender

While it might seem efficient to work with the first loan officer to answer the phone, it's actually a terrifying way to choose who's going to handle one of the biggest financial decisions of your life!
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Market Recap 06/06/2024

Jobs numbers playing hide-and-seek: Your weekly market recap for the week ending 06/06/2025.
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Market Recap 05/30/2025

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Rates, Rents, and a Dash of Drama: Your Weekly Market Recap for the Week Ending 05/30/2025.
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VIDEO: Real Estate Regret

There's one thing I've NEVER heard in almost 25 years of mortgage lending.
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Homebuying Predictions for 2025

Are you wondering if now is the right time to buy or invest in real estate? I've analyzed the latest data to help you navigate a shifting market.
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Potential Changes to USDA Rural Development Housing Programs

Hobbit House
USDA is considering changes to eligibility for Rural Development housing programs and Port Townsend is on the chopping block. Find out how you can help!
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©2025 Emily Caryl Ingram

Equal Housing LenderAll products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606. . © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.