Choosing a lender is a big decision, but asking these five essential questions can shed some light on your prospective mortgage professional and put your mind at ease.

People are going nuts buying houses as though they're desperate to get into homes. What's driving this behavior?

I help people leave the rat race and join the human race. This is my "why."

Last winter, many buyers believed a real estate slowdown was imminent. But the slowdown hasn't materialized and competition remains as fierce as ever!

When most people ask, "will you sell my loan?" they really mean, "will you sell the servicing of my loan?" Here what's you need to know about the difference.

Time to get out our crystal balls! When is the best time to buy a home? Will prices decline this summer? Are we moving toward a buyer's market? Get all your answers here.

Your loan officer is the person who should hold your hand throughout the process of getting a mortgage. So how do you know if they have the experience necessary to do their job? It's easy to figure out with a little Internet sleuthing.

While interest rates and closing costs are certainly important, the best question to ask your mortgage pro is: How are interest rates behaving right now and why are they behaving that way?

Student loan debt can have dire consequences for people trying to qualify for a mortgage loan.

A down payment assistance program provides a specific amount of money to a borrower that can be used for a down payment and/or closing costs.