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First Time Buyers

Thinking of owning a home for the first time?  Start here to learn everything you need to know about credit, down payments, and choosing the best mortgage for your needs.  Hint:  It's probably easier than you thought!

Home Buyer Education

House with Hearts
Join us for this Home Buyer Education workshop LIVE and IN-PERSON in February OR March!
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Deciphering ARMs

Could an adjustable rate mortgage be right for you?
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VIDEO: Winning With Increasing Interest Rates

A person holding up a trophy in a celebratory pose
A quick glance at any news web site would have you believe the economic sky is falling. And while both the economy and the real estate market ARE changing, it's not all gloom and doom. There are also some real opportunities out there!
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VIDEO: Cash Sales 2021

A person fans out a giant wad of cash
Our statisticians have been hard at work crunching numbers and analyzing data. And the much-anticipated percentage of cash sales in Jefferson County has been determined. We discuss the findings in this new video!
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Top Ten Mortgage Myths

When it comes to getting a mortgage loan, there is a lot of information at your fingertips. Unfortunately, not all of it is correct. But never fear! We'll break down ten of the most common myths about mortgage lending and get straight to the facts.
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Will you sell my mortgage loan?

When most people ask, "will you sell my loan?" they really mean, "will you sell the servicing of my loan?" Here what's you need to know about the difference.
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The Cost of Waiting in 2022

White text over a blue trophy
A lot of factors outside of a buyer's control can contribute to this happening, but the one thing that IS under a buyer's control is choosing when to make an offer. We can't say this loud enough: Don't wait!
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What's in a Zestimate?

A Zestimate is simply what it implies, an estimate of a home's value. The Zestimate is not an appraisal. It's not an estimate of value from a local real estate professional. And it can't always be trusted.
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VIDEO: The Truth About Low Inventory

There's a lot of folks out there talking about low inventory of homes available to purchase, and that can sound a bit scary. But fear not, because it's not as bleak as it may sound. We're here to cut through the BS and get to the truth about low inventory.
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Mortgage Calculator

Download my smart phone app for a simple mortgage calculator that will give you the total monthly payment for different priced homes.
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©2021 Emily Caryl Ingram

Equal Housing LenderAll products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606. . © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.