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Emily Caryl Ingram - Leave the rat race, Join the human race.

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First Time Buyers

Thinking of owning a home for the first time?  Start here to learn everything you need to know about credit, down payments, and choosing the best mortgage for your needs.  Hint:  It's probably easier than you thought!

Is This a Bubble?

Market conditions can be absolutely bonkers sometimes, and now is one of those times. My customers often ask me if I think we're experiencing a bubble that's about to burst. It's a fair question, so I've put together this video with my thoughts on the discussion.
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Tips for Competing in a Hot Market

It may sometimes feel like your dream home is out of reach in a highly competitive market, but it doesn’t have to be. It's not easy, but I’ve put together some tips to help you put your best foot forward!
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Mortgage Shopping Tips

How do you know you're getting the best deal? Are all lenders the same? Here are a few shopping tips I share with my customers
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Explaining Interest Rates and Points

Banks and mortgage companies don't have one interest rate we can offer every day. We have a range of interest rates available at different prices. The lower the interest rate, the greater the cost.
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Should You Wait to Refinance or Buy a Home?

Will interest rates get lower? Should you wait to refinance or buy a home? I think the risks of waiting far outweigh the benefits of capitalizing on the current market.
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The Mortgage Loan Process

So, you’re thinking about purchasing a home. That’s awesome! This is a very exciting time, and you may be wondering how to initiate the process. Don’t worry! We’ve got you covered. This handy step-by-step guide will help lead the way.
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Love Your Loan Officer!

Your loan officer should bend over backwards to make sure your home buying process is simple and painless. But they can’t do it alone! Here are some helpful tips to make the process as smooth and stress-free as possible for you and your loan officer.
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Five Questions to ask your Mortgage Loan Officer

Choosing a lender is a big decision, but asking these five essential questions can shed some light on your prospective mortgage professional and put your mind at ease.
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The Market Feels Frantic

People are going nuts buying houses as though they're desperate to get into homes. What's driving this behavior?
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This is my why

I help people leave the rat race and join the human race. This is my "why."
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Equal Housing LenderAll products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606. . © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.