This is not a slowdown!
Last winter, many buyers believed a real estate slowdown was imminent. But the slowdown hasn't materialized and competition remains as fierce as ever!
The Cost of Waiting
Time to get out our crystal balls! When is the best time to buy a home? Will prices decline this summer? Are we moving toward a buyer's market? Get all your answers here.
What's your interest rate?
While interest rates and closing costs are certainly important, the best question to ask your mortgage pro is: How are interest rates behaving right now and why are they behaving that way?
Student Loan Debt & Home Ownership
Student loan debt can have dire consequences for people trying to qualify for a mortgage loan.
Down Payment Assistance Programs
A down payment assistance program provides a specific amount of money to a borrower that can be used for a down payment and/or closing costs.
Real Estate Market Trends
Real estate prices are cooling in Washington and on the Olympic Peninsula. In Seattle, price reductions are becoming more common than multiple offers. Port Townsend and Jefferson County is sure to follow suit.
Watch out for sales gimmicks!
Mortgage applications are declining and mortgage lenders are hungry! Some are turning to gimmicks or "incentives" to get your business.
Don't be like Dick!
The real estate market in Port Townsend and Jefferson County (WA) is extremely competitive. Whether you're a first time buyer or are looking for the perfect retirement home, get pre-approved for your mortgage loan. Don't be like Dick!
Financial Resolutions for the New Year
As we navigate the first month of 2018, let's focus on getting our financial houses in order. Here are three great financial resolutions for the new year!
Let's Talk Bank Statements
If you're applying for a mortgage loan, chances are good that you'll be asked to produce bank statements. Keep reading to lean exactly what you'll need to provide and what your underwriter is looking for.