2020: The Year in Review
While 2020 absolutely had its fair share of challenges, it also created new opportunities for homeowners.
Covid Lockdown: Take Two
How does unemployment and the latest lockdown affect your ability to qualify for a mortgage loan?
Tips for Competing in a Hot Market
It may sometimes feel like your dream home is out of reach in a highly competitive market, but it doesn’t have to be. It's not easy, but I’ve put together some tips to help you put your best foot forward!
Mortgage Shopping Tips
How do you know you're getting the best deal? Are all lenders the same? Here are a few shopping tips I share with my customers
Pre-Approval Process
Getting pre-approved for a mortgage is a simple three-step process.
Top Ten Mortgage Myths
When it comes to getting a mortgage loan, there's a lot of information out there available at your fingertips. Unfortunately, not all of it is correct. But never fear! Let's break down ten of the most common myths about mortgage lending and get straight down to the facts.
Explaining Interest Rates and Points
Banks and mortgage companies don't have one interest rate we can offer every day. We have a range of interest rates available at different prices. The lower the interest rate, the greater the cost.
Should You Wait to Refinance or Buy a Home?
Will interest rates get lower? Should you wait to refinance or buy a home? I think the risks of waiting far outweigh the benefits of capitalizing on the current market.
COVID-19 Causes Credit Overlays
To guard against buybacks, many lenders have instituted lending rules that are more strict than the guidelines established by Fannie Mae and Freddie Mac.
Forbearance Facts and Your Time to Shine!
Hot topics in the mortgage industry this week include the truth about mortgage forbearance, amazing opportunities for home buyers, and the future of home loan lending.