When most people ask, "will you sell my loan?" they really mean, "will you sell the servicing of my loan?" Here what's you need to know about the difference.

Time to get out our crystal balls! When is the best time to buy a home? Will prices decline this summer? Are we moving toward a buyer's market? Get all your answers here.

Your loan officer is the person who should hold your hand throughout the process of getting a mortgage. So how do you know if they have the experience necessary to do their job? It's easy to figure out with a little Internet sleuthing.

While interest rates and closing costs are certainly important, the best question to ask your mortgage pro is: How are interest rates behaving right now and why are they behaving that way?

Student loan debt can have dire consequences for people trying to qualify for a mortgage loan.

Thanks for making us the #1 purchase lender in Jefferson County!

Some lenders are having pre-approvals fully credit-approved by an underwriter. Are these transactions more likely to close? Maybe. Maybe not.

Real estate prices are cooling in Washington and on the Olympic Peninsula. In Seattle, price reductions are becoming more common than multiple offers. Port Townsend and Jefferson County is sure to follow suit.

Mortgage applications are declining and mortgage lenders are hungry! Some are turning to gimmicks or "incentives" to get your business.