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Emily Caryl Ingram - Leave the rat race, Join the human race.

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Future Customers

Are you considering owning a new home?  Trying to decide how to choose the best mortgage lender for your needs?  Did your real estate agent give you three names?  Then start here!

VIDEO: The Truth About Low Inventory

There's a lot of folks out there talking about low inventory of homes available to purchase, and that can sound a bit scary. But fear not, because it's not as bleak as it may sound. We're here to cut through the BS and get to the truth about low inventory.
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Mortgage Calculator

Download my smart phone app for a simple mortgage calculator that will give you the total monthly payment for different priced homes.
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VIDEO: What's Your Interest Rate?

Interest rates vary tremendously based on the parameters of the loan and the overall cost/benefit strategy you ultimately employ. Any yahoo can quote you an interest rate on the given day you happen to call. The better question to ask is: How are interest rates behaving right now and why are they behaving that way?
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Are Bridge Loans Still a Thing?

How do you buy a home before selling the one you're already living in? We get asked that question a lot, and luckily, we've got several creative options to answer it!
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We Won't Judge!

Life happens. We've all been faced with challenges at one time or another. No matter your financial situation, we've seen it all and we don't judge. Let's talk!
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34 Percent?

If you're looking to buy a home in Jefferson County, Washington, I'd like for you to remember this number: 34%
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Is This a Bubble?

Market conditions can be absolutely bonkers sometimes, and now is one of those times. My customers often ask me if I think we're experiencing a bubble that's about to burst. It's a fair question, so I've put together this video with my thoughts on the discussion.
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Safety First!

If the coronavirus has taught us anything, it's that there are many methods to accomplish the same goal. Over the course of the last year, we've added processes and procedures to keep our customers and employees healthy. Let's review them!
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2020: The Year in Review

While 2020 absolutely had its fair share of challenges, it also created new opportunities for homeowners.
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Covid Lockdown: Take Two

How does unemployment and the latest lockdown affect your ability to qualify for a mortgage loan?
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©2025 Emily Caryl Ingram

Equal Housing LenderAll products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606. . © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.