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Emily Caryl Ingram - Leave the rat race, Join the human race.

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Future Customers

Are you considering owning a new home?  Trying to decide how to choose the best mortgage lender for your needs?  Did your real estate agent give you three names?  Then start here!

Five Questions to ask your Mortgage Loan Officer

Choosing a lender is a big decision, but asking these five essential questions can shed some light on your prospective mortgage professional and put your mind at ease.
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The Market Feels Frantic

People are going nuts buying houses as though they're desperate to get into homes. What's driving this behavior?
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This is my why

I help people leave the rat race and join the human race. This is my "why."
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This is not a slowdown!

Last winter, many buyers believed a real estate slowdown was imminent. But the slowdown hasn't materialized and competition remains as fierce as ever!
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Buy Before Selling

"How do I buy a new home before selling the home I already own?" There are many solutions to this common question.
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The Cost of Waiting

Time to get out our crystal balls! When is the best time to buy a home? Will prices decline this summer? Are we moving toward a buyer's market? Get all your answers here.
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Investigate Your Loan Officer

Your loan officer is the person who should hold your hand throughout the process of getting a mortgage. So how do you know if they have the experience necessary to do their job? It's easy to figure out with a little Internet sleuthing.
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What's your interest rate?

While interest rates and closing costs are certainly important, the best question to ask your mortgage pro is: How are interest rates behaving right now and why are they behaving that way?
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Student Loan Debt & Home Ownership

Student loan debt can have dire consequences for people trying to qualify for a mortgage loan.
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Thanks for Making Us #1!

Thanks for making us the #1 purchase lender in Jefferson County!
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  • Emily Caryl Ingram
  • Mortgage Loan Specialist
  • NMLS #113586
  • Call or Text:  360-301-7575

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©2025 Emily Caryl Ingram

Equal Housing LenderAll products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606. . © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.