We Believe!
At Team Emily Caryl Ingram, we are passionate about our work. Here are the principles that guide us.
Mortgage Basics CE Class - September 2022
Emily will offer Mortgage Basics LIVE and IN-PERSON for the first time in years!
Available Friday Afternoon!
Instead of winding down early Friday afternoon, I'm gearing up! I want to be available when customers need me.
Self-Employment Income
You've probably heard that two years of self-employment income is required to qualify for a home loan. Well guess what? There's an exception to that rule.
VIDEO: This Recession Will Be Different
You’ve probably heard the word uttered by your favorite financial or lending professional: recession. Luckily, the next recession shouldn’t be anything like the last one. We'll explain why.
Great news for ADUs!
Additional flexibilities now allow qualifying with rental income from ADUs.
Appraisal Cheat Sheet
The appraisal process is subjective. There is no list of repairs that every appraiser will require. But these are the kinds of repairs an appraiser is likely to require.
VIDEO: Cash Sales 2021
Our statisticians have been hard at work crunching numbers and analyzing data. And the much-anticipated percentage of cash sales in Jefferson County has been determined. We discuss the findings in this new video!
Low Appraisals
When an appraisal comes in low, the buyer has a decision to make. What are the options and what are the implications of each?
Manufactured Home Cheat Sheet
Manufactured homes are generally financable with a few stipulations.