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Emily Caryl Ingram - Leave the rat race, Join the human race.

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Real Estate Professionals

Grow your real estate business!  Learn everything you need to know about the mortgage industry (and nothing you don't).

Mortgage Interest Rates are Up and Down

Roller Coaster
Who knew we'd get so excited about rates below 7%?
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New Loan Limits for 2023

Fuel Guage with the Indicator on Maximum
New conforming loan limits for 2023 have been announced!
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Good News About Homeownership Rates

Homeownership rates are increasing, an indication of good economic health and quality of life for the typical American family.
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A Port Townsend Love Story

Hands making a heart in front of a sunrise
If you're new to town or thinking about moving here, this is for you. This is my Port Townsend love story.
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Bringing Back Buydowns

A temporary buydown is a program that allows a buyer to reduce their mortgage payment the first few years of their loan.
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We Believe!

Someone holding a block with the words focus, achieve, believe
At Team Emily Caryl Ingram, we are passionate about our work. Here are the principles that guide us.
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Available Friday Afternoon!

Emily on the Phone
Instead of winding down early Friday afternoon, I'm gearing up! I want to be available when customers need me.
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Self-Employment Income

Self-Employment Income
You've probably heard that two years of self-employment income is required to qualify for a home loan. Well guess what? There's an exception to that rule.
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VIDEO: This Recession Will Be Different

"This Recession Will Be Different" in white text over a blue background
You’ve probably heard the word uttered by your favorite financial or lending professional: recession. Luckily, the next recession shouldn’t be anything like the last one. We'll explain why.
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Great news for ADUs!

A small ADU on the property of a larger home
Additional flexibilities now allow qualifying with rental income from ADUs.
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  • Call or Text:  360-301-7575

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©2021 Emily Caryl Ingram

Equal Housing LenderAll products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606. . © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.