Should Buyers Talk to a Lender or REALTOR First?
Should homebuyers talk to a lender or REALTOR first? A Washington mortgage perspective on pre-approval timing, buyer readiness, smoother offers, and avoiding last-minute chaos.
Best Home Loan Options in Kitsap County, WA
A Kitsap County mortgage guide for REALTORS: best loan options by buyer profile, down payment assistance pathways, USDA address checks, and how to set up clean approvals that win offers.
I'm A Little Different
I'm a little different from most mortgage lenders.
Market Recap 06/06/2024
Jobs numbers playing hide-and-seek: Your weekly market recap for the week ending 06/06/2025.
Market Recap 05/30/2025
Rates, Rents, and a Dash of Drama: Your Weekly Market Recap for the Week Ending 05/30/2025.
Covenant Homeownership Program
Offered through the Washington State Housing Finance Commission, this down payment assistance program may provide up to 20% down ($150K max) plus closing costs for certain buyers with deep ties to Washington state.
VA Loans: They're Not the Spawn of Satan!
Sellers are not required to pay additional fees when a buyer is getting a VA loan. I promise!
Types of Mortgage Lenders
Different categories of lenders have access to different products and programs and different levels of control over the home loan process.
Do new rules punish good credit?
Do new rules imposed by Fannie Mae and Freddie Mac penalize borrowers with good credit and large down payments?
Potential Changes to USDA Rural Development Housing Programs
USDA is considering changes to eligibility for Rural Development housing programs and Port Townsend is on the chopping block. Find out how you can help!