Self-Employment Income
You've probably heard that two years of self-employment income is required to qualify for a home loan. Well guess what? There's an exception to that rule.
VIDEO: This Recession Will Be Different
You’ve probably heard the word uttered by your favorite financial or lending professional: recession. Luckily, the next recession shouldn’t be anything like the last one. We'll explain why.
Great news for ADUs!
Additional flexibilities now allow qualifying with rental income from ADUs.
Appraisal Cheat Sheet
The appraisal process is subjective. There is no list of repairs that every appraiser will require. But these are the kinds of repairs an appraiser is likely to require.
VIDEO: Cash Sales 2021
Our statisticians have been hard at work crunching numbers and analyzing data. And the much-anticipated percentage of cash sales in Jefferson County has been determined. We discuss the findings in this new video!
Low Appraisals
When an appraisal comes in low, the buyer has a decision to make. What are the options and what are the implications of each?
The Cost of Waiting in 2022
A lot of factors outside of a buyer's control can contribute to this happening, but the one thing that IS under a buyer's control is choosing when to make an offer. We can't say this loud enough: Don't wait!
Top Jefferson County Lender
The results are in for 2021, and we're honored to once again be a top lender! We couldn’t be more thrilled that you trusted us with your business. Thank you!
Desktop Appraisal Update for 2022
Last year, we talked about a day when Desktop Appraisals, or something similar, would become a permanent part of mortgage lending guidelines, and now it has! We discuss the upcoming timeline and what this means for your customers in our latest video!
59.3%
Our team received an appraisal waiver on 59.3% of eligible purchase transactions in 2021! How did we do it? Allow me to explain.