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Emily Caryl Ingram - Leave the rat race, Join the human race.

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Real Estate Professionals

Grow your real estate business!  Learn everything you need to know about the mortgage industry (and nothing you don't).

Appraisal Cheat Sheet

The appraisal process is subjective. There is no list of repairs that every appraiser will require. But these are the kinds of repairs an appraiser is likely to require.
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VIDEO: Cash Sales 2021

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Our statisticians have been hard at work crunching numbers and analyzing data. And the much-anticipated percentage of cash sales in Jefferson County has been determined. We discuss the findings in this new video!
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Low Appraisals

When an appraisal comes in low, the buyer has a decision to make. What are the options and what are the implications of each?
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The Cost of Waiting in 2022

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A lot of factors outside of a buyer's control can contribute to this happening, but the one thing that IS under a buyer's control is choosing when to make an offer. We can't say this loud enough: Don't wait!
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Top Jefferson County Lender

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The results are in for 2021, and we're honored to once again be a top lender! We couldn’t be more thrilled that you trusted us with your business. Thank you!
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Desktop Appraisal Update for 2022

Last year, we talked about a day when Desktop Appraisals, or something similar, would become a permanent part of mortgage lending guidelines, and now it has! We discuss the upcoming timeline and what this means for your customers in our latest video!
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59.3%

Our team received an appraisal waiver on 59.3% of eligible purchase transactions in 2021! How did we do it? Allow me to explain.
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Three Questions

How can you tell if a buyer is qualified for a home loan before you agree to show them property? A pre-approval from a local lender is the only way to tell for sure, but there are a few questions that will lead you in the right direction before they consult with their lender.
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Back to Basics Online Webinar

REALTORS: Join me for my first mortgage education webinar of 2021 - my popular Back to Basics: Mortgage Lending 101 course. Learn everything you'll need to know about mortgage lending and nothing you don't!
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BIG Changes to Second Homes & Investment Properties

You may have heard about big changes to mortgages for second homes and investment properties. Here's what's going on.
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©2024 Emily Caryl Ingram

Equal Housing LenderAll products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606. . © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.