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Emily Caryl Ingram - Leave the rat race, Join the human race.

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Real Estate Professionals

Grow your real estate business!  Learn everything you need to know about the mortgage industry (and nothing you don't).

How Low Will Mortgage Interest Rates Go?

The mortgage world is all atwitter about current mortgage interest rates. They're low. Really low. Why? One word: Coronavirus. Are we in for a global economic meltdown?
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Big Changes for Adjustable Rate Mortgages

After an initial fixed rate period, the interest rate for adjustable rate mortgages is determined by adding the value of a financial index (often the LIBOR index) to a margin. There’s just one problem. The LIBOR is going away.
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What the heck is Government-Sponsored Enterprise (GSE) Reform?

What the heck is a GSE and what does it have to do with your mortgage? Glad you asked. Here's the gist of it.
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Automated Underwriting & Appraisal Waivers

The great thing about automated underwriting systems for appraisals is that the system "stores" the appraisal information and makes it more likely that a future transaction for the same property will receive an appraisal waiver. But how does it all work?
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Loan Limit Increases Announced for 2020

As home prices continue to rise across the country, so, too, must the conforming loan limits. Let's take a look at what's happening and how it will affect Jefferson County.
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Appraisal Wait Times: The New Normal

We have a new normal in Jefferson County, WA: three week turn-times for appraisals.
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This is my why

I help people leave the rat race and join the human race. This is my "why."
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VA Jumbo Loans

What's the maximum VA loan amount? There isn't one!
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Five Tips to Improve Your Social Media Presence

With a few simple adjustments to your marketing strategy, you can give your social media presence a welcomed boost and grow your customer engagement. Click here for five easy tips!
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Buy Before Selling

"How do I buy a new home before selling the home I already own?" There are many solutions to this common question.
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Equal Housing LenderAll products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606. . © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.