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Emily Caryl Ingram - Leave the rat race, Join the human race.

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Real Estate Professionals

Grow your real estate business!  Learn everything you need to know about the mortgage industry (and nothing you don't).

Top 10 CRM Tips

My team excels at follow-up. We are diligent about using our Customer Relationship Management (CRM) database to keep in touch with customers. Here are a few things we've learned along the way.
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Real News for Real Estate Professionals v1-2019

None of that fake stuff! Wells Fargo and Mr. Cooper eliminate mortgage jobs, study warns of declining home sales and slowing prices, purchase originations expected to increase in 2019, and the government shutdown impacts home buying.
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Thanks for Making Us #1!

Thanks for making us the #1 purchase lender in Jefferson County!
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Underwriting Pre-Approvals

Some lenders are having pre-approvals fully credit-approved by an underwriter. Are these transactions more likely to close? Maybe. Maybe not.
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Real Estate Market Trends

Real estate prices are cooling in Washington and on the Olympic Peninsula. In Seattle, price reductions are becoming more common than multiple offers. Port Townsend and Jefferson County is sure to follow suit.
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Separation of Mortgage and Real Estate

It's important for the real estate agent and mortgage loan officer to have processes and procedures in place to discourage fraud. As such, a buyer's mortgage paperwork shouldn't pass through the hands of the REALTOR if it can be helped.
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How to Buy a HUD Home

We have a new HUD foreclosure in Jefferson County, WA and there are a few things real estate agents and borrowers should know. Whether your home loan will be an FHA loan or a conventional loan, HUD homes are treated a little differently from other real estate listings.
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Condo Cheat Sheet

Just like mortgage lenders and brokers have a list of guidelines for home loan borrowers, they also have a long list of requirements for condominiums. Find out if your condo project is eligible for standard home loan financing or is a non-warrantable condo. We have a little of both in Port Townsend and Jefferson County, WA!
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Manufactured vs Modular

In the mortgage world, a modular home is treated just like a stick built home. But financing for manufactured homes requires special considerations.
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Beware of Wire Fraud

As soon as the money is received, the crooks wire it out of the country and that money is gone.
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Equal Housing LenderAll products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606. . © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.