Junior Loan Officer / Mortgage Loan Specialist

About The Team
We are a team of four seasoned mortgage professionals in Port Townsend, WA. Our passion is helping families accomplish their dream of owning a home. We operate in a relaxed yet professional environment and embrace a culture that promotes learning, collaboration, and excellence. We are honored to be the number one lender in Jefferson County, WA.

Position Summary
The Junior Loan Officer will meet with customers in-person or virtually to discuss the customers' financial needs and home ownership goals. They will evaluate pieces of the customers' financial puzzle to assemble a complete solution.

This person will act as a liaison between borrowers, REALTORs, processor and underwriters. The Junior Loan Officer will play the hero by unsticking bottlenecks when they occur and saving the day on a regular basis.

The Junior Loan Officer will master ever-changing mortgage regulations and closely monitor relevant financial markets.

Essential Qualities
The successful Junior Loan Officer will have exceptional reading comprehension skills. Their first order of business will be passing a test on mortgage law, ethics and loan origination activities to get their MLO (Mortgage Loan Originator) license.

The Junior Loan Officer should be comfortable with math. We use computers for complex calculations. But the Junior LO should not be intimidated by simple calculations.

This person will be self-motivated. They won't be punching a time clock and nobody will be counting their vacation days. They must have the drive to achieve their objectives with little supervision.

The Junior Loan Officer should have strong technical skills and the ability to communicate effectively. They must convey complex concepts to customers and referral partners via email, in-person meetings, video, phone, text, instant message, and video conferencing.

They will need to fit in with our office culture. We laugh. We yell. We curse like sailors. We love dogs. We're irreverent. And we're fun. We're also serious about our careers and about providing the best possible experience for our customers and referral partners. We maintain a (mostly) professional image, even when we're not at work. We are aware that we represent our team and our company in our community. We live big. We love what we do. We work hard and play hard. We celebrate with grace and gratitude.

Desired Skills

  • 2-3 years in a real estate related industry (real estate, title, escrow, mortgage, etc.) or 2-3 years as a commissioned salesperson.
  • The ability to pass a background investigation and credit check. This is a requirement for obtaining a MLO License.
  • The ability to work from our office in Port Townsend for at least the first six months. After an initial learning curve, remote work is a possibility when not meeting face-to-face with clients.
  • The ability to thrive in a fast paced, ever changing atmosphere.

Benefits & Perks
We've done the heavy lifting! We've got a rock-solid process and a history of providing amazing customer service. We have the technology and resources in place to capture customer information, keep in touch, and deliver an efficient, polished experience.

Other teammates focus on generating business, executing marketing campaigns, and coordinating initial disclosures and paperwork. Our Loan Officers spend less time chasing documentation and more time helping families.

The Junior Loan Officer will enjoy a career that will challenge them for a lifetime. Their career will allow them to earn a good living, support their family, and save for a comfortable retirement.

This position earns 100% commission. Benefits include medical, dental, vision, 401(k), life insurance, and more. Plus they get to work with all of us. And we're awesome.

Please submit a cover letter and resume in .doc or .pdf format to emily.ingram@nafinc.com.

We are an Equal Opportunity Employer.