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Emily Caryl Ingram - Leave the rat race, Join the human race.

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Current Customers

Do you already have a loan in processing?  Click here to learn how to keep the process running smoothly and ensure your loan closes on time!  Already closed on your mortgage loan?  This is the place to keep current on real estate trends, property taxes and more!

How to Print a Transaction History

Underwriters are very picky! Follow these instructions so they will not reject your transaction history.
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Two Portals

While your loan is in processing, you'll have access to TWO portals with TWO different passwords. Because we love to make things interesting!
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Annual Escrow Analysis Statement

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Befuddled by your annual escrow analysis statement? You're not alone. Click here to unravel the mystery of how your servicer determines your payment and why it may have increased.
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Impound Accounts

Most mortgage loans come with an impound account for paying property taxes and homeowner's insurance. Impound accounts are pre-funded at closing. Then homeowners contribute 1/12 of annual amounts each month. Learn what to expect here.
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Bank Failures: Crisis or No Big Deal?

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Bank failures have the potential to spell disaster. Just how worried should you be?
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A Port Townsend Love Story

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If you're new to town or thinking about moving here, this is for you. This is my Port Townsend love story.
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We Believe!

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At Team Emily Caryl Ingram, we are passionate about our work. Here are the principles that guide us.
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VIDEO: What Are Trigger Leads?

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When a someone checks your credit, it creates what’s called an inquiry on your credit report, and credit bureaus know exactly what to do with that information. We'll explain how trigger leads work and what you can do to protect your personal information.
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VIDEO: Pay As Little As Possible

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If you're getting a home loan, we'd like to encourage you to pay as little as possible for your interest rate. You can win in this changing market and we'll tell you how!
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VIDEO: Emily's #1 Finance Tip

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If I could only offer one piece of advice on how to make the process of getting a home loan easier, this would be it. Want to make your life easier during the loan process? Watch this!
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  • Call or Text:  360-301-7575

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Equal Housing LenderAll products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions are subject to change without notice. NMLS ID#6606. . © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 800-450-2010 Ext. 7100 for assistance.