The Mortgage Loan Process

So, you’re thinking about purchasing a home. That’s awesome! This is a very exciting time, and you may be wondering how to initiate the process. Don’t worry! We’ve got you covered. This handy step-by-step guide will help lead the way.

Love Your Loan Officer!

Your loan officer should bend over backwards to make sure your home buying process is simple and painless. But they can’t do it alone! Here are some helpful tips to make the process as smooth and stress-free as possible for you and your loan officer.

Cash in on Your Home's Equity

Real estate values have recovered and most folks now find that they have quite a bit of equity in their homes. Of course, that equity doesn't do much good just sitting there. Is it ever a good idea to use some of that equity to pay off credit cards, pay for college, or make home improvements?

Real Estate Market Trends

Real estate prices are cooling in Washington and on the Olympic Peninsula. In Seattle, price reductions are becoming more common than multiple offers. Port Townsend and Jefferson County is sure to follow suit.

Property Taxes

In Washington State, property taxes account for about 30% of all state and local taxes. The amount paid by each homeowner is determined, in part, by the value of the property.